Business Advisory

Strategic Tax and Business Advisory

Running a successful business requires more than just compliance and number-crunching. It demands strategic thinking, proactive planning, and expert guidance to navigate the complexities of today’s business environment.

At Wefunda, we go beyond traditional accounting services to provide comprehensive business advisory that helps you make better decisions, improve profitability, manage cash flow, and plan for the future. Whether you’re a startup finding your feet, an established business looking to scale, or preparing for succession or sale, our experienced advisors provide tailored strategies to achieve your goals.

Our business advisory services integrate seamlessly with our taxation and accounting expertise, giving you a complete financial partnership that supports every aspect of your business journey.

Strategic Business Planning

A clear strategic plan is the foundation of business success. We help you define your vision, set achievable goals, and create actionable roadmaps to get there.

• Business Strategy Development – Working with you to clarify your vision, mission, and strategic objectives. We help you identify your competitive advantages, target markets, and growth opportunities to create a clear direction for your business.

• Goal Setting & KPI Framework – Establishing specific, measurable goals and key performance indicators (KPIs) so you can track progress and make data-driven decisions. We help you identify the metrics that matter most to your business success.

• Annual Business Plans – Creating comprehensive annual business plans that outline your strategies, financial projections, marketing initiatives, and operational improvements for the year ahead.

• Three to Five Year Strategic Plans – Developing longer-term strategic plans that map out your growth trajectory, capital requirements, market expansion, and major business milestones.

• SWOT Analysis – Conducting thorough analysis of your Strengths, Weaknesses, Opportunities, and Threats to inform strategic decision-making and identify areas for improvement.

• Competitive Analysis – Benchmarking your business against competitors and industry standards to identify opportunities for differentiation and competitive advantage.

• Market Entry Strategies – Advising on expansion into new markets, product lines, or service offerings with detailed feasibility analysis and implementation plans.

• Performance Reviews – Quarterly or annual strategic reviews to assess progress against goals, adjust strategies as needed, and ensure you stay on track.

Cash Flow Management & Forecasting

Cash flow is the lifeblood of any business. We help you understand, predict, and manage your cash flow to ensure business stability and support growth.

• Cash Flow Forecasting – Creating detailed 13-week, quarterly, and annual cash flow forecasts to predict your cash position and identify potential shortfalls before they become problems.

• Working Capital Management – Optimising your working capital cycle by improving debtor collection, managing creditor payments, and reducing inventory holding costs to free up cash.

• Cash Flow Analysis – Regular analysis of cash flow patterns, identifying seasonal trends, and understanding the drivers of cash inflows and outflows in your business.

• Debtor Management Strategies – Implementing systems to improve invoice collection, reduce debtor days, and minimise bad debts including credit policies, payment terms, and follow-up procedures.

• Creditor Management – Strategically managing supplier payments to optimise cash flow while maintaining good relationships and taking advantage of early payment discounts where beneficial.

• Cash Flow Crisis Management – If you’re facing cash flow difficulties, we help you develop urgent action plans, negotiate with creditors, and implement strategies to stabilise your financial position.

• Pricing Strategy Review – Analysing your pricing to ensure it supports healthy margins and cash flow, including reviewing discounting practices and payment terms.

• Inventory Management – For product-based businesses, optimising stock levels to reduce capital tied up in inventory while maintaining service levels.

Budgeting & Financial Planning

Effective budgeting gives you control over your business finances and helps you allocate resources where they’ll have the greatest impact.

• Annual Budget Preparation – Developing comprehensive operating budgets covering revenue, expenses, capital expenditure, and cash flow for the coming financial year.

• Departmental Budgets – Creating detailed budgets for different departments or business units to improve accountability and cost control.

• Project Budgeting – Budgeting for specific projects, product launches, or initiatives with detailed cost breakdowns and ROI analysis.

• Budget vs Actual Reporting – Monthly variance analysis comparing actual results against budget, explaining differences, and identifying corrective actions needed.

• Rolling Forecasts – Continuous forecasting that updates projections based on actual performance and changing circumstances throughout the year.

• Scenario Planning – Developing best-case, worst-case, and most-likely scenarios to prepare for different outcomes and build financial resilience.

• Capital Expenditure Planning – Planning major asset purchases, evaluating financing options, and assessing the impact on cash flow and tax position.

• Break-even Analysis – Calculating break-even points for your business or specific products/services to inform pricing and volume decisions.

Business Performance Analysis

Understanding what drives your profitability and performance is essential for making informed decisions and improving results.

• Profitability Analysis – Deep-dive analysis of profit margins by product, service, customer, or division to identify your most and least profitable activities.

• Product/Service Line Review – Evaluating the performance of different offerings to decide which to grow, improve, or discontinue.

• Customer Profitability Analysis – Identifying your most valuable customers and understanding which customer relationships are actually costing you money.

• Cost Analysis & Reduction – Systematic review of business costs to identify savings opportunities without compromising quality or service.

• Margin Improvement Strategies – Developing specific initiatives to improve gross and net profit margins through pricing, cost control, or operational efficiency.

• Key Performance Indicators (KPI) Dashboards – Creating customised dashboards that track the vital metrics for your business in real-time.

• Benchmarking – Comparing your financial ratios and performance metrics against industry standards to identify areas for improvement.

• Management Reporting – Producing clear, actionable management reports that highlight trends, issues, and opportunities rather than just presenting numbers.

• Business Health Checks – Comprehensive reviews of your business financial health including liquidity, profitability, efficiency, and solvency assessments.

Business Structuring & Restructuring

The right business structure can save you thousands in tax, protect your personal assets, and position you for growth or sale.

• Structure Selection – Advising on the optimal structure for your business – sole trader, partnership, company, or trust – based on your circumstances, growth plans, and risk profile.

• Company Setup – Establishing companies including Pty Ltd structures, shelf companies, and holding company arrangements with complete ASIC registration.

• Trust Structures – Setting up discretionary (family) trusts, unit trusts, and hybrid trust structures for tax efficiency and asset protection.

• Business Restructures – Transitioning from sole trader to company, implementing trust structures, or reorganising corporate groups for better tax outcomes.

• Asset Protection Strategies – Structuring your business and personal assets to minimise exposure to business risks and creditor claims.

• Group Structures – Designing holding company and subsidiary structures for businesses with multiple entities, divisions, or investment properties.

• Tax Consolidation – Implementing tax consolidated groups where beneficial for corporate structures.

• Partnership Agreements – Drafting and reviewing partnership agreements including profit sharing, decision-making rights, and exit provisions.

• Shareholder Agreements – Preparing shareholders’ agreements that cover ownership, governance, dividend policy, and dispute resolution.

• Corporate Governance – Establishing proper governance frameworks, board structures, and director duties compliance.

Business Valuation & Sale Preparation

Whether you’re planning to sell, seeking investment, or simply want to understand your business value, we provide expert valuation and sale preparation services.

• Business Valuations – Formal business valuations using industry-standard methodologies including capitalisation of earnings, discounted cash flow, and asset-based approaches.

• Sale Preparation – Preparing your business for sale by cleaning up financials, improving profitability, documenting systems, and addressing buyer concerns.

• Value Enhancement – Identifying and implementing strategies to increase your business value in the years before sale.

• Due Diligence Support – Assisting with buyer due diligence by preparing data rooms, financial information, and responding to buyer queries.

• Deal Structuring – Advising on optimal sale structures to minimise tax including asset vs share sales, earnouts, and vendor financing.

• Small Business CGT Concessions – Maximising use of the 15-year exemption, 50% active asset reduction, and retirement exemption to minimise capital gains tax on sale.

• Earnout Agreements – Structuring and documenting earnout arrangements that align buyer and seller interests.

• Post-Sale Planning – Tax planning for sale proceeds including superannuation contributions, investment strategies, and wealth management.

Succession Planning

Every business owner needs an exit strategy. We help you plan for succession whether transitioning to family, management, or external buyers.

• Succession Strategy Development – Creating comprehensive succession plans that align with your personal goals and timeline.

• Family Succession Planning – Managing the complexities of transitioning businesses to the next generation including ownership transfer, tax planning, and family governance.

• Management Buyouts (MBOs) – Structuring and facilitating management buyouts including financing, valuation, and transition planning.

• Key Person Development – Identifying and developing future leaders to ensure business continuity.

• Gradual Ownership Transition – Implementing phased ownership transfers using options, earnouts, or staged share sales.

• Estate Planning Integration – Coordinating business succession with personal estate planning and testamentary trusts.

• Business Continuity Planning – Preparing for unexpected events with documented systems, key person insurance, and contingency plans.

Start-up & New Business Advisory

Starting a business is exciting but challenging. We provide the guidance and support new businesses need to launch successfully and avoid common pitfalls.

• Business Feasibility Analysis – Assessing whether your business idea is commercially viable before you commit significant resources.

• Start-up Structure Advice – Recommending the right legal structure from day one to avoid costly restructures later.

• Business Registration – Handling ABN, GST, PAYG, and other tax registrations plus company or trust establishment.

• Business Plan Development – Creating comprehensive business plans for new ventures including market analysis, financial projections, and implementation timelines.

• Start-up Budgets – Preparing realistic start-up budgets covering establishment costs, working capital requirements, and initial operating expenses.

• Systems & Processes – Implementing accounting systems, cloud software, invoicing processes, and financial controls from the start.

• Pricing Strategy – Developing pricing models that ensure profitability while remaining competitive.

• Start-up Funding – Identifying funding sources and preparing applications for start-up capital including grants, loans, and investor funding.

• Compliance Roadmap – Explaining your tax, super, payroll, and reporting obligations so you stay compliant from day one.

Turnaround & Crisis Management

If your business is facing financial difficulties, quick action and expert advice can make the difference between recovery and failure.

• Financial Health Assessment – Urgent analysis of your financial position to understand the severity of issues and available options.

• Crisis Cash Flow Management – Immediate actions to stabilise cash flow including debtor acceleration, creditor negotiation, and expense reduction.

• Turnaround Plans – Developing comprehensive recovery plans with specific actions, timelines, and accountability.

• Creditor Negotiations – Negotiating payment arrangements with suppliers, ATO, and other creditors to ease immediate pressure.

• Bank Liaison – Communicating with banks to maintain facilities, restructure debt, or provide additional support during difficult periods.

• Operational Restructuring – Identifying and implementing cost reductions and operational improvements to restore profitability.

• Insolvency Advice – If necessary, explaining insolvency options including voluntary administration, receivership, or liquidation and referring you to appropriate specialists.

Virtual CFO Services

Get senior financial expertise without the cost of a full-time CFO. Our virtual CFO service provides strategic financial leadership for growing businesses.

• Strategic Financial Guidance – Acting as your part-time CFO to provide strategic financial direction and support major business decisions.

• Monthly Financial Reviews – Regular meetings to review performance, discuss issues, and plan ahead.

• Board Reporting – Preparing board papers, financial reports, and attending board meetings as required.

• Financial Systems & Controls – Designing and implementing financial controls, approval processes, and risk management frameworks.

• Team Development – Mentoring your finance team and building their capabilities.

• Fundraising Support – Leading capital raising initiatives and managing investor relationships.

• M&A Support – Providing financial due diligence and integration support for acquisitions.

Industry-Specific Advisory

We have deep experience working with businesses across diverse industries and understand the unique challenges and opportunities in different sectors.

• Professional Services – Advisory for consultants, lawyers, accountants, engineers, and other professional service firms including utilisation rates, project profitability, and fee structures.

• Property Development & Investment – Specialised advice for property developers and investors including feasibility studies, development funding, GST treatment, and tax structures.

• Retail & E-Commerce – Inventory management, multi-channel retailing, gross margin analysis, and expansion strategies for retail businesses.

• Trades & Construction – Job costing, work-in-progress management, contract analysis, and cash flow for tradies and builders.

• Medical & Healthcare – Practice management, associate arrangements, mixed billing strategies, and succession planning for medical professionals.

• Hospitality & Food Service – Revenue per available seat hour (RevPASH), food cost management, and venue performance for cafes, restaurants, and bars.

• Technology & Startups – Scalability planning, R&D tax incentive, investor readiness, and high-growth strategies for tech companies.

Why Choose Wefunda for Business Advisory?

• 10+ Years Experience – Proven track record helping SMEs achieve their business goals

• Practical, Actionable Advice – We provide strategies you can actually implement, not just theoretical concepts

• Integrated Approach – Business advisory combined with tax and accounting expertise for complete solutions

• Industry Knowledge – Deep experience across multiple industries and business models

• Proactive Partnership – We don’t wait for problems – we help you spot opportunities and navigate challenges early

• Flexible Engagement – From one-off projects to ongoing virtual CFO services, we tailor our support to your needs

• Growth Focused – We’re invested in your success and measure our value by your results

Get Started With Business Advisory

Whether you need help with a specific challenge or ongoing strategic support, we’re here to help you achieve your business goals.

Book a free initial consultation to discuss your business needs and discover how our advisory services can help you grow.